Educate Yourself
Think of it, industry professionals spend years learning to effectively manage real estate mortgage notes. We have collected a number of tools that can help clarify the tasks involved in owning or selling a note.

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The Survival Pack includes the following excellent resources!

  • Is now really the best time to sell my note?
  • Can I charge a late fee? How much?
  • What does selling my note involve?
  • What do I do when my borrower doesn't pay?
  • and more

2. The 15 common mistakes note holders absolutely can't afford to make and in-depth discussions of each.
  • Loan underwriting mistakes
  • Significance of LTV ratios
  • Meeting legal requirments
  • Managing late fees
  • and more

3. Scheduling software

Date Manager© software will insure that you are reminded of important dates. Install it onto your computer and a very small application will help insure that you never forget again.

4. Industry Links

We have collected what we consider to be some of the most valuable resources on-line for note holders and give you a list of links. State specific guidelines to lending, national rate averages.

5. Note Management Documents

Ever wondered what kind of correspondence you should send to your borrowers when they are late? What about end of term insurance reminders? We serve it up for your use.


Why do we give this stuff away?

The partners of Certified Realty Services have a history in education. We have taught in institutes and colleges over the years and realize the importance of knowledge. Key to our success is thousands of hours of education we receive from other industry professionals, universities, books, lectures, institututions, on-line resources and a great deal of real life work experience. Real Estate can be very complex however good research and education can help clear the mystery and enable individuals to not only avoid painful mistakes but also garner success.

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